And admit a personal rookie misstep you might have made with said credit card.
Then gradually you can warm up to: “Have you ever looked up your credit score?
(I was still dealing with the consequences of a late payment on my Banana Republic Card five years prior when I was younger and less vigilant.
You and your partner could try this tactic if you both are straight shooters.
Talk about how you might have signed up for your first card in college just to score that free t-shirt.
Best if the first discussion happens before the relationship takes a turn for the serious—like moving in together, getting engaged or married, or cosigning a loan.
You’d want to know if your steady’s trying to pay off a six-figure law school loan or hasn’t saved a dime towards retirement yet, right?
A stock which pays a dividend often increases in price by the amount of the dividend as the book closure date approaches.
Due to the logistics of processing the large number of payments, the dividend may not actually be paid until a few days later.“Share your feelings and see how he or she reacts,” says Barbara Stanny, author of For example, you could start by saying, “I really hate having credit card debt.” From there, you can talk about your personal experience and then ask for your partner’s take.