Consolidating personal student loans

The amount of credit card debt you can transfer is typically up to ,000.

Once the introductory period expires, the rate on a balance transfer card is usually higher than on a personal loan.

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Debt consolidation won’t work if you have too much debt or haven’t fixed underlying spending issues.Someone with poor or average credit may be able to get an unsecured personal loan on the strength of a steady income and low debt levels, but should expect rates toward the higher end of the range — up to 36%.

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